Zack is a CFP (R) certificant and a member of the Japan Association of
		Financial Planners that is the counterpart of the Certified Financial Planner
		Board of Standards, Inc. in the U.S.A.
		Prior to dedicating his time as a financial planner, he was in charge of
		various aspects of business for a major Japanese bank including lending,
		credit analysis, bond trading, issuing foreign currency debentures, portfolio
		management, etc. He has lived in Los Angeles, New York and London and
		has managed 8 investment companies in the U.S.A., England, Australia and
		Japan. He was a visiting professor of a graduate school of accountancy
		as well.
		He holds Bachelor of Science degree in Economics from the University of
		Tokyo. Currently he is a member of the Japan Society for International
		Development and a member of the Travelers' Century Club.

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